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Upgrading Your Smart Home to a New Level

By Coldwell Banker Home Lovers Realty | Aug 28, 2023

You are very proud of all the fruits from that smart home venture. Yes, you can say this home is the smart one, or not. Thou got that Smart camera doorbell, a smart thermostat, smart home surveillance with cloud DVR, plus the new large credit obligation for the smart appliances, smart toilet, and the dog’s […]

Should You Buy a Home Warranty?

By Coldwell Banker Home Lovers Realty | Aug 29, 2023

“I’m buying a house. Should I buy a home warranty?” It seems like a relatively tame question, right? However, post it on Facebook or Nextdoor and watch the impassioned responses roll in. In fact, you might as well ask, “What political party should I belong to?”

Why You Should Replace Your Roof Before Selling Your Home

By Coldwell Banker Home Lovers Realty | Aug 29, 2023

Are you thinking about putting your home on the market for sale? Regardless of whether you’ve been living there for 50 years or five, you want to do everything you can to get the most out of your investment. Here’s why a residential roof replacement might be a great choice to boost your ROI, or […]

Credit Scores Demystified

By Coldwell Banker Home Lovers Realty | Aug 29, 2023

If you’ve resolved this year to get your credit on track, getting started can feel a bit daunting. However, it can sometimes seem as if credit agencies want to keep you in the dark about how scores are calculated. But not to worry – with some diligence on your part and a little insight into […]

How to Find the Perfect Neighborhood

By Coldwell Banker Home Lovers Realty | Aug 29, 2023

Finding the perfect home is about more than just the property itself; it’s also about discovering the ideal neighborhood. Your dream house might be a reality, but is it situated in your dream community? Here’s how to make sure:

Are you Pondering Listing Your Home as a Short-Term Rental?

By Coldwell Banker Home Lovers Realty | Aug 29, 2023

The Age of Sharing has seen exponential growth, from $15 billion in 2014 to an anticipated $335 billion by 2025, driven by home-sharing and maintenance platforms. If you’re eyeing a share of this economic pie through platforms like Airbnb, understanding key considerations is crucial.

“Mattress Money” and Mortgages

By Coldwell Banker Home Lovers Realty | Oct 22, 2023

Heard of ‘mattress money’? It’s cash saved without a paper trail, from selling a car or getting a gift. But in real estate, how you save matters. The money could come from selling a car, a small inheritance, or an outright gift. One might assume that cash is cash, but when it comes to real […]

Relocating to a New City? Here’s What You Need to Know

By Coldwell Banker Home Lovers Realty | Aug 29, 2023

Perhaps you’ve recently accepted a job offer in a new city, or you simply needed a change of scenery, and the time to make that change is now. Uprooting your life is no small task, but it’s also filled with excitement and novelty. You’ll have the opportunity to explore an entirely new place and everything […]

The Path to a Smart Home

By Coldwell Banker Home Lovers Realty | Aug 23, 2023

For the house, there is no need for education, but some assembly is required, and the first baby steps are simple. Your journey into creating a smart home begins with the installation of a smart security system and smart climate control, both seamlessly connected to a reliable internet connection. From there, the potential for customization […]

What’s the scoop on those new jumbo loans?

By Coldwell Banker Home Lovers Realty | Aug 28, 2023

For 2020, the Federal Housing Finance Agency raised the maximum conforming loan limits, changing the dynamics of loans in general. Let’s talk about conforming loans vs. jumbo loans in the mortgage world. Conforming Loans: These are loans whose underlying requirements, terms, and conditions meet the funding criteria of Fannie Mae and Freddie Mac. The 2020 […]

Inspections vs. Appraisals vs. AVMs

By Coldwell Banker Home Lovers Realty | Aug 28, 2023

Inspections, appraisals, and automated valuation models, while related, all have different functions but can be easily confused. Let’s take a closer look.

Down Payment Perplexity: How Much to Put Down on a Home?

By Coldwell Banker Home Lovers Realty | Aug 29, 2023

For many prospective homebuyers, the down payment is the most daunting obstacle in the race to buy a home. Even though for people with decent credit and a healthy paycheck, the size of a down payment can be a great homeownership killer.

Can’t Bear to Buy a Home? Have You Contemplated Down Payment Assistance?

By Coldwell Banker Home Lovers Realty | Aug 29, 2023

What’s the number one impediment for renters making the leap to homeownership? It’s that annoying down payment. Even though with an FHA loan that only requires a minimum of 3.5% down, the thought of setting aside several thousand dollars is daunting, and for some, it seems nearly impossible.

Top Tips to Ensure Your Offers Stick

By Coldwell Banker Home Lovers Realty | Aug 29, 2023

It’s that time again when the real estate demand is as hot as the summer sun. Amidst low inventory, multiple offers, and offers that soar over asking price are great for sellers, but not so much for buyers. If you’re looking for an edge to ensure you get the home you want, here are a […]

USDA Loans: They’re Not Just for Houses in the Boondocks

By Coldwell Banker Home Lovers Realty | Aug 29, 2023

Have you heard of USDA loans? If you’re a low-to-moderate-income homebuyer who doesn’t have a lot of money for a down payment and who needs mild credit requirements, you (or your lender) are probably focused on FHA loans. However, if you haven’t taken a look at USDA loans, you may be missing out on an […]

Smart Homes: From Sci-Fi Fantasies to Everyday Reality

By Coldwell Banker Home Lovers Realty | Aug 24, 2023

Innovation has seamlessly woven new smart home technology into the very fabric of our homes. With the inclusion of smart devices like internet-connected Ring doorbell cameras, Nest thermostats, and even robotic vacuums, it feels like we’re inching closer to a real-life version of ‘The Jetsons’—minus the flying cars, of course. We find ourselves well into […]

Trend or Fad? Knowing the Difference Could Save You Money

By Coldwell Banker Home Lovers Realty | Aug 29, 2023

When it comes to updating your home, especially with the intention of putting it on the market, it’s essential to strike a balance between incorporating current trends into your renovations and avoiding fleeting fads. This distinction can significantly impact your potential pool of buyers. Fads typically involve intense and widespread enthusiasm for something, but they […]

Pondering Buying an Older Home?

By Coldwell Banker Home Lovers Realty | Aug 29, 2023

An older house with good bones could represent a fantastic investment opportunity.” As you gear up for your house search and consider older constructions, it opens up a broader spectrum of choices. Nevertheless, older homes might conceal underlying issues. Here are some crucial factors to ponder (and get professionally inspected) when contemplating the purchase of […]

Troubleshooting Common Plumbing Issues

By Coldwell Banker Home Lovers Realty | Aug 22, 2023

Plumbing issues can be challenging, expensive, and time-consuming. You may be capable to fix some things on your own, but if not, being able to diagnose the problem will make it easier for you to hire a professional to get the task done. Here are a few common plumbing predicaments you may encounter and ways […]

Boost Your Home’s Value Ahead of Your Appraisal

By Coldwell Banker Home Lovers Realty | Aug 28, 2023

Whether you’re planning to sell or refinance, a home appraisal is a necessary step in determining the true value of your home. This means your home should be in the best possible condition, so it will be appraised at the highest potential value. While it may be tempting to swing for the fences with big-ticket […]

By Coldwell Banker Home Lovers Realty | Aug 28, 2023

As is the case with most household appliances, modern technological advancements can result in massive improvements. Literally, you never need to worry about running out of hot water again during a shower. Here are the top benefits of installing a tankless water heater in your home:

Multiple Credit Inquiries and Home Loans

By Coldwell Banker Home Lovers Realty | Aug 28, 2023

Since a minimum credit score is required for most loan programs, the first thing a lender will do is check to see if your score measures up – this is known as a “credit inquiry.” There are two primary types of inquiries, a hard and a soft inquiry. A hard inquiry will have a direct […]

The Mortgage Business Is Alive, Well, and Online

By Coldwell Banker Home Lovers Realty | Aug 28, 2023

Tired of looking out the window at your dull, dormant lawn? If you neglect your essential spring lawn care, you will punish for it for the rest of the year. A little prep now will give you a green lawn all summer long. However, crawl spaces are often neglected, causing them to collect mildew, moisture, […]